Nov 7, 2019

Use a Payid

proofreading edits

←Older revision Revision as of 00:02, 8 November 2019
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PayID is a banking service offered by Osko, which is available in your Commbank app. This wikiHow will show you how to sign up for and use PayID.
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PayID is an Australia-based payment service that makes it easy to send money to others without having to memorize bank account numbers. Many (but not all) banks in Australia participate in the PayID program, including Commbank, Australian Unity, and Bank of Heritage Isle. This wikiHow will show you how to sign up for and use PayID.
 
[[Category:Online Banking]]
 
[[Category:Online Banking]]
   
 
==Steps==
 
==Steps==
 
===Signing Up===
 
===Signing Up===
# Open your banking app or go to your bank account online. Since many different banks in Australia use PayID, there are no absolute steps to follow. <ref>https://ift.tt/2NqKI7g>
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# Open your banking app log in to your bank's website. Since many different banks in Australia use PayID, there are no absolute steps to follow. <ref>https://ift.tt/2NqKI7g>
 
#* Some banks that participate with PayID include the Commonwealth Bank of Australia, Citi Bank, Cuscal, ANZ, ASL, AWA Alliance Bank, Australian Unity, Australian Military Bank, Assembly, Bankwest, Bank of Heritage Isle, etc. For a complete list, visit https://ift.tt/32nblOJ.  
 
#* Some banks that participate with PayID include the Commonwealth Bank of Australia, Citi Bank, Cuscal, ANZ, ASL, AWA Alliance Bank, Australian Unity, Australian Military Bank, Assembly, Bankwest, Bank of Heritage Isle, etc. For a complete list, visit https://ift.tt/32nblOJ.  
#* Log in if prompted.
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# Navigate to . You'll most likely find this in a menu under your account name or in a self-serve portal.<ref>https://ift.tt/2NqKI7g>
# Navigate to "Account Services.'''"''' You'll most likely find this in a menu under your account name or in a self-serve portal.<ref>https://ift.tt/2NqKI7g>
 
 
# Click or tap to register for PayID. Whether you're using a mobile banking app or a website, you should see a button to register or sign up for PayID.  
 
# Click or tap to register for PayID. Whether you're using a mobile banking app or a website, you should see a button to register or sign up for PayID.  
 
#* You'll most likely need to confirm your phone number if you opt to use it to receive payments.<ref>https://ift.tt/2WRXjnj>
 
#* You'll most likely need to confirm your phone number if you opt to use it to receive payments.<ref>https://ift.tt/2WRXjnj>
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===Sending Money===
 
===Sending Money===
 
# Open your banking app or go to your bank account online. Since many different banks in Australia use PayID, there are usually different terms or processes for a step.  
 
# Open your banking app or go to your bank account online. Since many different banks in Australia use PayID, there are usually different terms or processes for a step.  
# Select to "Pay Someone/Anyone". This is on the home screen for many banking apps like Commbank and Greater Bank.<ref>https://www.youtube.com/watch?v=gSLP99yM5n0</ref>
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# Select the option to . This is on the home screen for many banking apps like Commbank and Greater Bank.<ref>https://www.youtube.com/watch?v=gSLP99yM5n0</ref>
 
# Enter the recipient's contact information. You can either use their bank account information, phone number, email address, or business information.  
 
# Enter the recipient's contact information. You can either use their bank account information, phone number, email address, or business information.  
#* If the recipient has a PayID setup, you'll see the PayID logo appear next to their name when you enter their information. If they aren't signed up with PayID, you might need more information, like their bank account.<ref>https://ift.tt/2NJpKiU>
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#* If the recipient has a PayID, you'll see the PayID logo next to their name after entering their info. If they aren't signed up with PayID, you might need more information, such as their bank account number.<ref>https://ift.tt/2NJpKiU>
# Enter your payment information. You usually have a limit of 280 characters in the payment detail section.<ref>https://ift.tt/2NJpKiU>
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# Enter any other requested payment details. You usually have a limit of 280 characters in the payment detail section.<ref>https://ift.tt/2NJpKiU>
#* You might need to confirm the payment by entering a code texted to you in the app.
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# Follow the on-screen instructions to send your payment. You might need to confirm the payment by entering a code texted to you in the app.
 
#* If this is your first payment with PayID, your funds may be held for up to 24 hours as a security measure.<ref>https://ift.tt/2NJpKiU>
 
#* If this is your first payment with PayID, your funds may be held for up to 24 hours as a security measure.<ref>https://ift.tt/2NJpKiU>
 
#* You don't need a PayID to send or receive a payment.<ref>https://ift.tt/2NJpKiU>
 
#* You don't need a PayID to send or receive a payment.<ref>https://ift.tt/2NJpKiU>


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